Co-Lending Platform
Financial workflow supporting co-lending operations, loan movement and partner-specific lending processes.
Problem
Co-lending splits a loan across more than one lender, and each partner brings its own eligibility criteria, share arrangement and reporting expectations. Treating those differences as special cases makes onboarding a new partner slow and the resulting positions hard to keep accurate.
Solution
A workflow that treats partner rules as configuration. Loans are evaluated against partner criteria, allocated according to the agreed arrangement, and tracked through their lifecycle so each partner's position stays reconcilable throughout.
My Contribution
- Built workflows supporting co-lending operations and loan movement.
- Modelled partner-specific rules so onboarding is configuration-driven.
- Implemented allocation logic reflecting agreed arrangements.
- Built partner-facing reporting and data exchange flows.
- Ensured position tracking stayed consistent across the loan lifecycle.
Key Features
- Configurable partner eligibility criteria
- Loan allocation across participating lenders
- Lifecycle tracking of co-lent positions
- Partner-specific reporting outputs
- Structured data exchange with partners
- Reconcilable position accounting
Architecture
Loan Book—Originated loans entering the co-lending flow.
How a loan is matched, split and tracked across partners.
Technologies
- Python
- Django
- PostgreSQL
- AWS
Impact
- Enabled partner-based lending operations at scale
- Faster onboarding of new partner arrangements
- Accurate, reconcilable partner position tracking
Want to talk through the details?
Happy to go deeper on any of the engineering decisions here.